🛑 DISCLAIMER AND TERMS OF USE
Welcome to smartfilers.org. Please read this document carefully before using our website or services. By accessing and using this website, you acknowledge and agree to be bound by the terms and conditions set forth below.
1. Information Disclaimer and Limitation of Professional Advice
1.1 Nature of Information Provided
All content, including articles, guides, blog posts, and tools (such as the Tax Calculator), provided on this website is for general informational purposes only and is not intended to be a substitute for professional legal, tax, financial, or accounting advice.
1.2 Regulatory Volatility and Currency of Information
Tax laws, company laws (SECP), and regulations in Pakistan are complex and subject to frequent and substantial change.
We strive to keep the information on this website accurate and current; however, due to the dynamic nature of these laws, we do not guarantee that any information is accurate, complete, or current at the time of your reliance.
1.3 Limitation of Liability for Information Use
Smart Filers expressly disclaims all responsibility for any loss, damage, or legal exposure incurred by any user or third party as a result of relying on any information, content, or calculator estimations found on this website, especially if that information is rendered inaccurate due to a recent change in law or regulatory interpretation.
1.4 Seek Professional Advice
You acknowledge that you should not rely solely on the information provided on this website for making specific legal, tax, or business decisions. You are responsible for consulting a qualified professional (such as a certified tax advisor, lawyer, or accountant) for advice tailored to your specific situation.
2. Terms of Service for Professional Engagement
2.1 Formation of Contract
The information provided on this website (including service descriptions, fee estimates, and contact details) does not constitute an offer to enter into a professional relationship. A professional service engagement (e.g., FBR filing, SECP registration, or notice representation) is only formed upon the execution of a separate, formal, written service agreement between you and Smart Filers.
2.2 Calculator Disclaimer
The Tax Calculator provided on this website is for estimation purposes only. The results are based on inputs provided by the user and simplified assumptions about current tax rates and allowable deductions. The calculation does not take into account every variable, special case, or regulatory adjustment. The resulting estimate is not a guarantee of your final tax liability and should not be used for filing purposes.
3. Limitation of Liability and Indemnification
3.1 Limitation of Liability
In no event shall Smart Filers, its founders, employees, or affiliates be liable for any indirect, incidental, special, punitive, or consequential damages arising out of or in connection with your use of, or inability to use, the website or any content or services, even if advised of the possibility of such damages.
3.2 Indemnification
You agree to indemnify, defend, and hold harmless Smart Filers and its staff from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the website and services, or your breach of these Terms.
4. Third-Party Content and Intellectual Property
4.1 External Links
This website may contain links to external third-party websites or resources (e.g., FBR, SECP, or legal portals). These links are provided for convenience only. Smart Filers does not endorse, guarantee the accuracy of, or assume responsibility for the content, privacy practices, or legality of any such linked sites.
4.2 Intellectual Property
All original content on this website, including text, logos, design, and graphics, is the property of Smart Filers or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without prior written permission.
5. User Conduct and Governing Law
5.1 Prohibited Conduct
You agree not to use the website for any unlawful or prohibited purpose, including transmitting any material that contains viruses, interfering with the security features of the site, or attempting to gain unauthorized access to any part of the site or its systems.
5.2 Governing Law
These Terms of Use and your relationship with Smart Filers shall be governed by and construed in accordance with the laws of the Islamic Republic of Pakistan, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located within Pakistan to resolve any legal matter arising from these Terms.
5.3 Changes to Terms
Smart Filers reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page, and your continued use of the website after such changes constitutes your acceptance of the new Terms.
Last Updated: December 3, 2025